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205 LearnersLast updated on December 1, 2025

Decimals are often multiplied when dealing with groups of items. We multiply the numbers as if they are whole numbers and then place the decimal point in the product at the correct position based on the decimal places in the original numbers. We will now learn more about multiplication of decimals in the following topic.

Decimals are a way of representing numbers that are not whole. We separate whole numbers from fractional parts using a dot (.), called the decimal point. The numbers to the left of the decimal point represent whole numbers. Each digit to the right of the decimal point represents a fractional value such as tenths (1/10), hundredths (1/100), thousandths (1/1000), and so on.
Multiplying decimals is similar to multiplying whole numbers, but requires careful placement of the decimal point. The key difference in decimal multiplication is that the decimal point in the product depends on the total number of decimal places in both numbers. If you are learning how to multiply a decimal, this is the most important rule. In daily life, we frequently encounter situations that require multiplying decimal numbers.
For instance, when converting currencies, we often need to multiply a decimal by another decimal. Whether you are figuring out how to multiply by decimal factors or how to multiply with decimal accuracy, the logic holds true. While you can always use a decimal multiplication calculator, knowing how to multiply decimal numbers by hand is essential for quick estimation.
Decimal Multiplication Example: Calculating the total price of gas.
Let’s say you need 12.5 gallons of gas and the gas price is per gallon $3.60. So the cost of 12.5 gallons of gas is
\(12.5 \text{ gallons} \times \$3.60 \text{ per gallon} = \$45.00\)
To multiply decimals with whole numbers, we follow these steps:
We will solve \(4.23 \times 6\) along with the steps to see exactly how the numbers behave at each stage.
Step 1: Ignore the decimal and align right
First, pretend the decimal point doesn't exist. Stack the numbers vertically and align them to the right, just like you would for a standard whole number multiplication.
Example: We align the 6 under the 3, treating 4.23 as if it were just 423.
\(\begin{array}{r} 4.23 \\ \times \phantom{..} 6 \\ \hline \end{array}\)
Step 2: Multiply as usual
Perform the multiplication using standard whole number rules. Ignore the decimal point completely for this part.
Example: We multiply 423 by 6.
\(6 \times 3\) = 18 (Write 8, carry 1)
\(6 \times 2\) = 12 (Add 1 = 13; Write 3, carry 1)
\(6 \times 4\) = 24 (Add 1 = 25)
\(\begin{array}{r} 4.23 \\ \times \phantom{..} 6 \\ \hline 2538 \end{array}\)
Step 3: Count the "decimal hops"
Look back at the original decimal number. Count how many digits are to the right of the decimal point. This tells you how many "hops" you need to make in your answer.
Example: The number 4.23 has 2 digits (the 2 and the 3) to the right of the decimal.
Step 4: Place the decimal in the answer
Take the count from Step 3 (which was 2). Go to your final answer, start at the far right (after the last digit), and move the decimal point 2 places to the left.
Example: Start after the 8, and hop left twice.
\(2538. \rightarrow 253.8 \rightarrow 25.38\)
\(4.23 \times 6 = 25.38\)


When we multiply decimals by a power of 10 (10, 100, or 1000), Count the zeros in 10, 100, or 1000, and shift the decimal point to the right accordingly. The number of shifts in the decimal point should be equal to the number of zeros in the power of 10.
Let’s solve three examples together to see how it works:
Step 1: Count the zeros
Look at the number you are multiplying by (10, 100, or 1000). Count how many zeros it has.
Step 2: Hop the decimal to the right
Take the decimal point in your number and move it to the right by the same number of zeros you counted in Step 1.
Step 3: Fill empty spots with Zeros (The "Empty Nest" Rule)
Sometimes you have to hop, but you run out of numbers! When this happens, add a 0 to fill the empty space.
To multiply two decimal numbers, we have to follow the steps mentioned below:
We will solve \(1.5 \times 0.25\) along with the steps to see exactly how the numbers behave at each stage.
Step 1: Ignore the decimals and align right
Pretend the decimal points don't exist. Stack the numbers vertically and align them to the right. Do not try to line up the decimal points like you do with addition.
Example: Treat 1.5 as 15 and 0.25 as 25.
\(\begin{array}{r} 25 \\ \times 15 \\ \hline \end{array}\)
Step 2: Multiply normally
Multiply the whole numbers.
5 \(\times\) 25 = 125
10 \(\times\) 25 = 250 (remember the placeholder zero)
125 + 250 = 375
\(\begin{array}{r} 0.25 \\ \times \phantom{.} 1.5 \\ \hline 125 \\ + 250 \\ \hline 375 \end{array}\)
Step 3: Count the total decimal places
This is the most important step. Count the decimal places in the first number and add them to the decimal places in the second number. The total tells you how many "hops" to make.
Step 4: Place the decimal in the answer
Start at the far right of your answer from Step 2 and move the decimal point to the left by the Total Hops count.
Final Answer: 0.375
Multiplying Decimals can be a counter-intuitive concept, as it often contradicts the early believes that "multiplication always results in a bigger number." To bridge this gap, focus on building number sense (estimation) and organizational skills rather than just rote memorization of rules. Here are a few tips to help master this concept:
Students tend to make mistakes while understanding the concept of multiplying decimals. Let us see some common mistakes and how to avoid them, in multiplying decimals:
In real-life, decimals are used and multiplied for various purposes. Let us take a look at them here:
Multiply 0.2 by 0.3.
0.06
Ignore the decimals:
0.2 becomes 2 and 0.3 becomes 3.
Multiply the whole numbers:
2 × 3 = 6.
Count the decimal places:
0.2 has 1 decimal place and 0.3 has 1 decimal place, so total = 2.
Place the decimal in the product:
Insert the decimal point 2 places from the right in 6 to get 0.06.
Multiply 1.2 by 3.4.
4.08
Ignore the decimals:
1.2 becomes 12 and 3.4 becomes 34.
Multiply the whole numbers:
12 × 34 = 408.
Count the decimal places:
1.2 has 1 decimal and 3.4 has 1 decimal; total = 2.
Place the decimal:
Adjust 408 to 4.08.
Multiply 0.25 by 0.4
0.1
Remove decimals:
0.25 becomes 25 and 0.4 becomes 4.
Multiply:
25 × 4 = 100.
Count decimal places:
0.25 has 2 decimals and 0.4 has 1 decimal; total = 3.
Place the decimal:
100 becomes 0.100, which simplifies to 0.1.
Multiply 2.5 by 0.2.
0.5
Remove decimals:
2.5 becomes 25 and 0.2 becomes 2.
Multiply:
25 × 2 = 50.
Total decimal places:
2.5 has 1 decimal and 0.2 has 1 decimal; total = 2.
Place the decimal:
Adjust 50 to 0.50, which is 0.5.
Multiply 1.05 and 2.0
2.1
Remove decimals:
1.05 becomes 105 and 2.0 becomes 20.
Multiply:
105 × 20 = 2100.
Count decimal places:
1.05 has 2 decimals; 2.0 has 1 decimal; total = 3.
Place the decimal:
2100 becomes 2.100, which is 2.1.
Hiralee Lalitkumar Makwana has almost two years of teaching experience. She is a number ninja as she loves numbers. Her interest in numbers can be seen in the way she cracks math puzzles and hidden patterns.
: She loves to read number jokes and games.






