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Last updated on October 11, 2025
Multiplication, also known as repeated addition, is a basic arithmetic operation, in which two or more numbers are multiplied together to find the product. Three-digit multiplication is multiplying a three-digit number by a one-digit, two-digit, or another three-digit number by arranging based on their place values.
Multiplication involving a 3-digit number with other numbers is called 3-digit multiplication. To multiply a 3-digit number, first, we arrange the 3-digit number in columns based on the place value.
For example, when multiplying 235 by 5, 235 is the multiplicand and 5 is the multiplier. So, 235 × 5 = 1175.
Multiplying a 3-digit number by a 1-digit number can be done in two ways: with regrouping and without regrouping.
Multiplication with regrouping occurs when carrying over is required while multiplying numbers. Let’s learn it from an example, 235 by 5, step by step.
Step 1: Arrange the numbers in columns based on their place values. Here, 235 is the multiplicand and 5 is the multiplier.
Step 2: Now we multiply the multiplicand by the multiplier. Multiply each digit of 235 by 5 starting from the ones place moving left.
The product of 235 by 5 is 1175.
Multiplication without regrouping is when the product of multiplying the numbers is less than or equal to 9. When multiplying a 3-digit number by a 1-digit number, we simply multiply each digit of the 3-digit number by the 1-digit number.
For example, 123 × 2.
Step 1: Arrange the numbers and multiply each digit of the 3-digit number by the 1-digit number, starting from the right.
Step 2: Multiply each digit by 2 from left to right.
The product of 123 and 2 is 246
The 3-digit by 2-digit multiplication is the process of multiplying a 3-digit number by a 2-digit number. Here, the multiplicand is the 3-digit number, and the multiplier is the 2-digit number.
For example, 235 × 23 = 5405, 123 × 11 = 1353.
Now let’s see multiplying 3-digit by 2-digit numbers with and without regrouping.
Regrouping is applicable when the product of multiplying the digits is more than 9. We can learn the 3-digit by 2-digit multiplication with regrouping with an example, 234 × 52.
Step 1: Arrange the numbers in order, and multiply 234 by the one's digit of 52, which is 2.
2 × 4 = 8
2 × 3 = 6
2 × 2 = 4
So, 468 is the first partial product.
Step 2: Multiply 234 by the tens place of 52, that is 5. Place a 0 in the one's place
5 × 4 = 20, as the product is 20, we write 0 in the tens place and carry over 2 in the hundreds place.
5 × 3 = 15, the product is 12. Adding the carried-over 2 to 15, 15 + 2 = 17. As the result is 17, we write 7 and carry 1.
5 × 2 = 10, adding the carried-over 1 with 10, 10 + 1 = 11.
Therefore, the second partial product is 11700.
Step 3: Adding the partial products: 468 + 11,700 = 12,168.
The 3-digit by 2-digit multiplication with and without regrouping follows the same method. The only difference is there is no carrying is needed in this method. For example, multiply 212 by 21.
Step 1: Arrange the numbers in order. Multiply 212 by the one's digit of 21, which is 1.
So, the first partial product is 212.
Step 2: Multiply the 212 by the tens' digit of 21, which is 2. Adding 0 in one's place before writing the second partial product is because here we are multiplying 212 by 20, as 2 is in tens place.
The second partial product is 4240.
Step 3: Adding the partial product, i.e. 212 + 4240 = 4452.
Multiplying a 3-digit number by a 3-digit number follows a similar process as multiplying a 3-digit number by a 1-digit or 2-digit number. Here, we will learn 3-digit by 3-digit multiplication with an example, 132 × 243.
Step 1: Arrange the digits in order. First, we multiply 132 by the ones digit of 243, which is 3.
3 × 2 = 6
3 × 3 = 9
3 × 1 = 3
Here, the first partial product is 396.
Step 2: Multiplying 132 by the tens' digit of 243, which is 4. Place 0 in the ones places.
4 × 2 = 8
4 × 3 = 12, write 2 and carry over 1
4 × 1 = 4, adding the carried over 1, 4 + 1 = 5
The second partial product is 5280.
Step 3: Multiply 132 by the hundreds digit of 243, which is 2.
Place 00 in the ones and tens place
2 × 2 = 4
2 × 3 = 6
2 × 1 = 2
The third partial product is 26400.
Step 4: To find the final product, we add all the partial products.
Adding the partial products: 396 + 5280 + 26400 = 32076.
The product of 132 × 243 = 32076
To multiply 3-digit numbers with accuracy will take effective thinking skills, calculation strategies, and knowledge of place value. Here are some strategies or tricks to help develop 3-digit multiplication skills:
When doing 3-digit multiplication, students make errors and usually repeat the same mistakes. In this section, we will discuss some common mistakes and the ways to avoid them in 3-digit multiplication.
Multiplication is one of the basic arithmetic operations in math. 3-digit multiplication is used in different situations in real life. Here are a few applications:
Find the product of 123 × 2
The product of 123 and 2 is 246
To multiply 123 by 2, we multiply each digit of the 123 by 2 from right to left.
2 × 3 = 6
2 × 2 = 4
2 × 1 = 2
So, the product of 123 by 2 is 246
Find the product of 425 × 12
The product of 425 and 12 is:
425×12 = 425×10 + 425×2 = 4250 + 850 = 5100
To multiply 425 by 12, we break down 12 as 10 + 2
Multiply 425 with 10: 425 × 10 = 4250
Multiply 425 with 2: 425 × 2 = 850
Then add: 4250 + 850 = 5100.
Find the product of 521 × 122
The product of 521 and 122 is, 63562
To multiply 521 by 122, we multiply 521 by each digit of 122 and add the partial products.
521 × 2 = 1042
521 × 20 = 10420, here we multiplied 521 by 20 as 2 is in the tens place
521 × 100 = 52100, here we multiplied 521 by 100 as 1 is in the hundreds place
Adding all the partial products: 1042 + 10420 + 52100 = 63562.
Find the product of 121 × 2
The product of 121 by 2 is 242
To multiply 121 with 2, we multiply 2 with each digit of 121
So, 121 × 2 = 242.
Find the product of 232 × 3
The product of 232 and 3 is 696
To find the product, we multiply 3 with each digit of 232. So, 232 × 3 = 696.
Hiralee Lalitkumar Makwana has almost two years of teaching experience. She is a number ninja as she loves numbers. Her interest in numbers can be seen in the way she cracks math puzzles and hidden patterns.
: She loves to read number jokes and games.