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Last updated on October 13, 2025

3-Digit Subtraction

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3-digit subtraction is a method to subtract numbers with three digits. For example, subtracting 234 from 567. Similar to the subtraction of single-digit numbers, we subtract a smaller number from a bigger number in 3-digit subtraction. We always start subtracting from the right, beginning with the ones place, then the tens, and finally the hundreds.

3-Digit Subtraction for US Students
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What is 3-Digit Subtraction?

3-digit subtraction involves subtracting one three-digit number from another. A three-digit number ranges from 100 to 999. For example, subtracting 312 from 725.

 

 

3-digit subtraction helps you solve real-life problems like finding change, comparing numbers, or measuring how much more or less something is. We subtract the numbers, one digit at a time, starting from right to left. 

 

 

One place: Subtract the digits in the ones column.

 
Tens place: Subtract the digits in the tens column.

 
Hundreds place: Subtract the digits in the hundreds column.

 

 

The process involves subtracting each digit, starting from the rightmost (ones place), then the tens place, and finally the hundreds place.


 

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What is 3-digit Subtraction With Regrouping?

3-digit subtraction with regrouping, also known as borrowing, happens when we subtract one three-digit number from another and need to borrow from the next higher place value.

 

 

When the digit on top of a column is smaller than the digit below it, we regroup by borrowing from the next higher place value, such as the tens or hundreds place, to complete the subtraction.

 


Example: Let’s subtract 512 − 278

   5 1 2
– 2 7 8

 ______

 


Step 1:

 

 

Subtract the Ones Place

Ones column: 2 − 8 → 2 is smaller than 8, so we need to borrow.

Borrow 1 ten from the tens place: 1 ten = 10 ones.

Update digits: Tens place becomes 0, Ones place becomes 12.

Subtract: 12 − 8 = 4

 


Step 2:

 

 

Tens column: 0 − 7 → 0 is smaller than 7, so borrow 1 hundred from the hundreds place.

Update digits: Hundreds place becomes 4, Tens place becomes 10.

Subtract: 10 − 7 = 3

 


Step 3: 

 


Hundreds column: 4 − 2 = 2

 

 

Final answer:

   5 1 2
– 2 7 8

_________

   2 3 4

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What is 3-digit Subtraction Without Regrouping?

3-digit subtraction without regrouping means we are subtracting one 3-digit number from another, and we do not need to borrow at all.

 


In this case, every digit in the top number is bigger than or equal to the digit below. This allows subtraction without the need for borrowing.

 


Example: Let’s subtract 864 – 432
   8 6 4
– 4 3 2

 

 

Step 1: Subtract the digits in the ones place
4 – 2 = 2

 

 

Step 2: Repeat the same for the digits in the tens place

6 – 3 = 3
 

 

Step 3: Subtract the digits in the hundreds place

8 – 4 = 4

 


Final Answer:

 


   864

– 432 

______

   432
 

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Common Mistakes and How to Avoid Them in 3-digit Subtraction

There are some common mistakes students make while doing 3-digit subtraction. They may forget to regroup when needed or make mistakes while doing so. Here, we will look at some common mistakes and ways to avoid them:
 

Mistake 1

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Not Regrouping When Needed
 

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Students might try to subtract a smaller number from a bigger one without borrowing. Always check each column. If the top number is smaller, borrow from the next column.
 

Mistake 2

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Forgetting to Change the Number After Borrowing
 

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We might borrow from a digit and then forget to change the values accordingly. For example, if you borrow from 5, you should change it to 4. When borrowing, we must cross out the old number and write the new value to avoid confusion.

Mistake 3

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Subtracting in the Wrong Order
 

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 Sometimes students accidentally subtract the bottom digit from the top, even when the number at the top is smaller. Remember, subtraction is always top minus bottom. If you need to borrow, do that first, but don’t reverse the order of the digits.
 

Mistake 4

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Rushing and Skipping Steps
 

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Take your time and go step by step. Start at the one place, then the tens, and finally the hundreds.
 

Mistake 5

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Not Lining up the Numbers Correctly
 

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Writing numbers without lining up the ones, tens, and hundreds may confuse. It is important to write the digits in columns to avoid unnecessary mistakes.
 

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Professor Greenline from BrightChamps

Real-Life Applications of 3-digit Subtraction

3-digit subtraction is not only for learning, it’s a skill which used in daily life. Whether figuring out how much money is left after shopping, calculating distances, or keeping track of items at home, subtracting larger numbers helps children solve real-world problems. 

 

 

 

  • Shopping and Money: When buying items, we use subtraction to find out the remaining change. For example, if we have $500 and spend $275 on toys, the remaining amount is $500 − $275 = $225.

 

 

  • Time and Schedules: Subtraction helps calculate how much time has passed or is left. For instance, if a class starts at 9:00 AM and ends at 11:45 AM, the duration is 11:45 − 9:00 = 2 hours 45 minutes.

 

 

  • Travel and Distance: To know how far we still need to travel, we subtract the distance already covered from the total distance. For example, for a 350-mile trip with 120 miles completed, the remaining distance is 350 − 120 = 230 miles.

 

 

  • Counting and Inventory: In a library with 300 books, if 145 are borrowed, the remaining books are 300 − 145 = 155.

 

 

  • Classroom Activities: Teachers use subtraction to determine attendance. If a school has 460 students and 38 are absent, then 460 − 38 = 422 students are present.

 

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Solved Examples of 3-digit Subtraction:

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Max, the Girl Character from BrightChamps

Problem 1

What is 524 minus 213?

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311

Explanation

 We start by subtracting the digits from right to left. In one place, 4 minus 3 equals 1. In the tens place, 2 minus 1 equals 1. In hundreds of places, 5 minus 2 equals 3. So, the final answer is 311.
 

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Problem 2

What is 702 – 489?

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213
 

Explanation

One place: 2 minus 9 can’t be done, so we borrow from the tens place. But the tens place has a 0, so we borrow from the hundreds place.

By borrowing, 7 becomes 6, the number in the tens place becomes 9, and the ones place becomes 12.


Now: 12 minus 9 equals 3
Tens place: 9 minus 8 equals 1
Hundreds place: 6 minus 4 equals 2
Final answer: 213
 

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Problem 3

What is 840 – 265?

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575
 

Explanation

One place: 0 minus 5 can’t be done, so we borrow from the tens.


4 becomes 3, and 0 becomes 10. Then, 10 minus 5 equals 5
Tens place: Since 3 is less than 6 in the tens place, we borrow 1 hundred from the hundreds place. The hundreds digit becomes 7, and the tens digit becomes 13.


13 minus 6 equals 7
Hundreds place: 7 minus 2 equals 5
Final answer: 575

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Problem 4

What is 945 – 225?

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720
 

Explanation

One's place: 5 minus 5 equals 0
Tens place: 4 minus 2 equals 2
Hundreds place: 9 minus 2 equals 7
Final answer: 720
 

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Problem 5

What is 675 – 243?

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432
 

Explanation

Ones place: 5 minus 3 equals 2
Tens place: 7 minus 4 equals 3
Hundreds place: 6 minus 2 equals 4
Final answer: 432
 

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FAQs for 3-digit Subtraction

1.What is 3-digit subtraction?

It means taking away one number from another, and both numbers have three digits. Like 523 – 214 = 309
 

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2.What is regrouping in subtraction?

 Regrouping or borrowing means taking 1 from the next place value to help subtract when the top number is too small. For example, when we subtract 185 from 402, we borrow from hundreds or tens of places to subtract correctly.
 

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3.Do I always need to regroup in 3-digit subtraction?

No. We regroup only when the top digit in a column is smaller than the bottom digit.
 

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4.Can I subtract numbers in any order?

No. We must always subtract the bottom digit from the top number in each column. For example, in 625 – 314, do 5 – 4, not 4 – 5.
 

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5.How can I get better at 3-digit subtraction?

We can always practice with worksheets or simple word problems. We can also ask someone to quiz us and test our knowledge to understand where we need to improve.

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6.Which order should subtraction be done?

Always subtract ones first, then tens, then hundreds. This keeps the borrowing process accurate.

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7.What if my child keeps making mistakes while borrowing? 

Mistakes are normal! Encourage them to go step by step, check their work, and use visual aids like blocks or number lines. Practicing small, daily examples helps them gain confidence.

 

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8.How can I make subtraction fun and relatable at home?

Use real-life activities like shopping, cooking, or counting toys. Turn it into a game: “We have 300 candies, we ate 125—how many left?” Hands-on examples make learning enjoyable and meaningful.

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Hiralee Lalitkumar Makwana

About the Author

Hiralee Lalitkumar Makwana has almost two years of teaching experience. She is a number ninja as she loves numbers. Her interest in numbers can be seen in the way she cracks math puzzles and hidden patterns.

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: She loves to read number jokes and games.

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