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Last updated on July 15th, 2025

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3-Digit Subtraction

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3-digit subtraction is a method to subtract numbers with three digits. For example, subtracting 234 from 567. Similar to the subtraction of single-digit numbers, we subtract a smaller number from a bigger number in 3-digit subtraction.We always start subtracting from the right, beginning with the ones place, then the tens, and finally the hundreds.

3-Digit Subtraction for Australian Students
Professor Greenline from BrightChamps

What is 3-Digit Subtraction?

3-digit subtraction means taking one three-digit number away from another. A three-digit number is any number from 100 to 999. For example, 725 minus 312. Here, both numbers have three digits, so this is a 3-digit subtraction problem.
3-digit subtraction helps you solve real-life problems like finding change, comparing numbers, or measuring how much more or less something is. We subtract the numbers, one digit at a time, starting from right to left. 

 

 

  • One place: Subtract the digits in the ones column.

     
  • Tens place: Subtract the digits in the tens column.

     
  • Hundreds place: Subtract the digits in the hundreds column.
     
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What is 3-digit Subtraction With Regrouping?

3-digit subtraction with regrouping (also called borrowing) is when we subtract one three-digit number from another, and we borrow from the next place value to help with the subtraction.
This happens when the top digit is smaller than the bottom digit in a column — so we regroup from the next higher place, like borrowing from the tens or hundreds place.

 


Example:


Let’s subtract 512 – 278
  5 1 2
– 2 7 8


Step 1: Ones place → 2 – 8
We can't subtract 8 from 2 because 2 is smaller. So, borrow a ten from the tens place. Since 1 ten equals 10 ones, borrowing a ten gives us 10 more ones to continue the subtraction process. After borrowing, the 1 becomes 0, and the 2 becomes 12.
Now: 12 – 8 = 4

 


Step 2: Tens place → 0 – 7
Since 1 became 0 after borrowing, we now need to subtract 7 from 0, which is not possible either. So, borrow 1 hundred from 5. Now 5 becomes 4 and 0 becomes 10.
Now: 10 – 7 = 3

 


Step 3: Hundreds place → 4 – 2 = 2
Final Answer:
512 – 278 = 234
 

Professor Greenline from BrightChamps

What is 3-digit Subtraction Without Regrouping?

3-digit subtraction without regrouping means we are subtracting one 3-digit number from another, and we do not need to borrow at all.
In this case, every digit in the top number is bigger than or equal to the digit below. So we can subtract without borrowing.


Example:
Let’s subtract 864 – 432
   8 6 4
– 4 3 2

 

Step 1: Subtract the digits in the ones place
4 – 2 = 2

 

Step 2: Repeat the same for the digits in the tens place

6 – 3 = 3
 

 

Step 3: Subtract the digits in the hundreds place

8 – 4 = 4

 


Final Answer:
864 – 432 = 432
 

Professor Greenline from BrightChamps

Real-Life Applications of 3-digit Subtraction

3-digit subtraction is not something that we do only in math class; we also use it in our daily lives. Here are some real-life examples where we use 3-digit subtraction. 

 


Shopping and Money: When we buy something and pay a large amount, we use subtraction to find out the change remaining. For example, let’s say we have $500, and we’ll be spending $275 on toys. We can find out the remaining change by subtracting 275 from 500, which is $225.
 

 


Time and Schedules: Subtraction helps us find how much time has passed or how much time we have left. For example, let’s say our class starts at 9:00 AM and ends at 11:45 AM. We can find the duration of the class by subtracting 9 hours from 11 hours and 45 minutes, which is 2 hours and 45 minutes.

 

 

Travel and Distance: If we're traveling and want to know how many miles are left to reach the destination, we subtract the distance already traveled from the total distance. For example, if a trip is 350 miles long and we’ve already traveled 120 miles, then the remaining distance can be calculated by subtracting 120 from 350, which is 230 miles. 

 

 

Counting and Inventory: In a library, if there are 300 books and 145 are borrowed, we can find the remaining number of books by subtracting 145 from 300, which is 155. So there are 155 books left.
Classroom Activities: Teachers use subtraction to find out how many students are absent. If there are 460 students in a school and 38 are absent, then 460 – 38 = 422 students are present.
 

Max Pointing Out Common Math Mistakes

Common Mistakes and How to Avoid Them in 3-digit Subtraction

There are some common mistakes students make while doing 3-digit subtraction. They may forget to regroup when needed or make mistakes while doing so. Here, we will look at some common mistakes and ways to avoid them:
 

Mistake 1

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Not Regrouping When Needed
 

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Students might try to subtract a smaller number from a bigger one without borrowing. Always check each column. If the top number is smaller, borrow from the next column.
 

Mistake 2

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Forgetting to Change the Number After Borrowing
 

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We might borrow from a digit and then forget to change the values accordingly. For example, if you borrow from 5, you should change it to 4. When borrowing, we must cross out the old number and write the new value to avoid confusion.

Mistake 3

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Subtracting in the Wrong Order
 

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 Sometimes students accidentally subtract the bottom digit from the top, even when the number at the top is smaller. Remember, subtraction is always top minus bottom. If you need to borrow, do that first, but don’t reverse the order of the digits.
 

Mistake 4

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Rushing and Skipping Steps
 

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Take your time and go step by step. Start at the one place, then the tens, and finally the hundreds.
 

Mistake 5

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Not Lining up the Numbers Correctly
 

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Writing numbers without lining up the ones, tens, and hundreds may confuse. It is important to write the digits in columns to avoid unnecessary mistakes.
 

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Solved Examples of 3-digit Subtraction:

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Max, the Girl Character from BrightChamps

Problem 1

What is 524 minus 213?

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311

Explanation

 We start by subtracting the digits from right to left. In one place, 4 minus 3 equals 1. In the tens place, 2 minus 1 equals 1. In hundreds of places, 5 minus 2 equals 3. So, the final answer is 311.
 

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Max, the Girl Character from BrightChamps

Problem 2

What is 702 – 489?

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213
 

Explanation

One place: 2 minus 9 can’t be done, so we borrow from the tens place. But the tens place has a 0, so we borrow from the hundreds place. Now 7 becomes 6, the number in the tens place becomes 9, and the ones place becomes 12.
Now: 12 minus 9 equals 3
Tens place: 9 minus 8 equals 1
Hundreds place: 6 minus 4 equals 2
Final answer: 213
 

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Max, the Girl Character from BrightChamps

Problem 3

What is 840 – 265?

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575
 

Explanation

One place: 0 minus 5 can’t be done, so we borrow from the tens.
4 becomes 3, and 0 becomes 10. Then, 10 minus 5 equals 5
Tens place: 3 minus 6 also can’t be done, so borrow from the hundreds.
8 becomes 7, and 3 becomes 13.
13 minus 6 equals 7
Hundreds place: 7 minus 2 equals 5
Final answer: 575
 

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Max, the Girl Character from BrightChamps

Problem 4

What is 945 – 225?

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720
 

Explanation

One's place: 5 minus 5 equals 0
Tens place: 4 minus 2 equals 2
Hundreds place: 9 minus 2 equals 7
Final answer: 720
 

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Max, the Girl Character from BrightChamps

Problem 5

What is 675 – 243?

Ray, the Boy Character from BrightChamps Saying "Let’s Begin"

432
 

Explanation

Ones place: 5 minus 3 equals 2
Tens place: 7 minus 4 equals 3
Hundreds place: 6 minus 2 equals 4
Final answer: 432
 

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Ray Thinking Deeply About Math Problems

FAQs for 3-digit Subtraction

1.What is 3-digit subtraction?

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2.What is regrouping in subtraction?

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3.Do I always need to regroup in 3-digit subtraction?

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4.Can I subtract numbers in any order?

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5.How can I get better at 3-digit subtraction?

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6.How can children in Australia use numbers in everyday life to understand 3-Digit Subtraction?

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7.What are some fun ways kids in Australia can practice 3-Digit Subtraction with numbers?

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8.What role do numbers and 3-Digit Subtraction play in helping children in Australia develop problem-solving skills?

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9.How can families in Australia create number-rich environments to improve 3-Digit Subtraction skills?

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Hiralee Lalitkumar Makwana

About the Author

Hiralee Lalitkumar Makwana has almost two years of teaching experience. She is a number ninja as she loves numbers. Her interest in numbers can be seen in the way she cracks math puzzles and hidden patterns.

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Fun Fact

: She loves to read number jokes and games.

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